In 2018, we secured a patent designed to empower employees in Puerto Rico and the USA by ensuring their retirement plan wages are invested wisely in high-quality, low-cost options that promote growth. Alarmingly, over 90 percent of retirement plans suffer from serious faults that remain unnoticed by CEOs and management. Our office is located at 1654 CALLE TULIPAN STE 100, San Juan, PR 00927. You can contact me at rick@apex401k.com.